Rent to Own Homes -Lease Purchase Homes in Georgia - Lease Option Georgia -Owner Finance Georgia
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Just two of the many referrals we receive each year.

I thank God for helping me and my kids to get a home. We went from a 2 bedroom apartment to a 4 bedroom home not a house. God is good all the time.  Keasha Johnson 

Thank you Mark and Pam for helping us aquire a great home at a fair price so quickly. Our new home is just what we needed for our growing family. The best part is it the cost is less than we would have paid for a similar home anywhere else with anyone else. No agent or broker would have or could have found us the same deal. You guys are super to work with and made the home easy to afford. Thanks A O Home Solutions.. Tim and Tracy Kell and Family.
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How Does a Lease Purchase Work?

Lease Purchase or Lease Option work the same for us.

There are many positives to doing a Lease Purchase or Lease Option.

If you are not able to qualify today to purchase a home at a bank or mortgage company, but want a house, this is s a great way to get into that home quickly and hassle free.

We can have you in a home in a week.

The process, the paperwork, and the time it takes to do a Lease Purchase are all easier with our documented Lease Purchase Process.

This is the easiest purchase you will make!

The Process

  1. You start by selecting your next home on our website from dozens of nice homes.
  2. Next, you fill out the free application on the website and email it back to us.
  3. Follow that up by filling out the free credit report on our website and email us a copy.
  4. We review the application, the credit check, and any special circumstances you have.
  5. If everything looks good we sit down and go over the paperwork with you and have you sign up for your new.

We have helped people buy homes this way for a decade and you save about a thousand dollars in fees because we can do the paperwork in our office or at the house. No Realtor Commissions, no banks, no attorneys, no mortgage companies, and no waiting for months to qualify.

You will get some paperwork 1. a lease for one or more years ( 2 years is standard) and 2. an option to buy property.

Simple! Complete this process to buy a home with us!

Lease Purchase Benefits

  • You can have your new home in as little as three days.
  • The price you are paying for the home is fixed and will not go up over the term of the agreements. Even if the appraisal of the house goes up, whether by $10,000 or by $100,000, the price you agree to with us is the price you pay when you refinance later.
  • This system gives you a house without the bank.
  • You are not renting--you are purchasing a home. Follow the contract and the home is yours.
  • You usually have two or more years to refinance.
  • If you want to leave after the contract is fulfilled, you can! There is no foreclosure or hit on your credit.
  • If you need a little more time to qualify, most owners are very accommodating because you are a buyer, not a renter.
  • Some sellers will allow the buyers to do a lease purchase for many years.
  • Many times you get the house at a reduced rate both in total price and monthly payments (often cheaper than rent).
  • Sellers often want to move fast and will take less for their homes, knowing you are a buyer going to move in fast.
  • Lease purchase buyers are viewed as buyers and not as tenants, thus the monthly payment often just covers the mortgage and the seller will allow a buyer to move in at a reduced rate.
  • If you find financing quickly, everyone is happy, and there is no prepayment penalty.

Frequently Asked Questions

Question 1. >> Can the house be foreclosed while I am paying my part?

Answer >>We believe everyone must do their part. You pay a monthly fee to the owner of record. The owner may or may not have a mortgage. If the owner has no mortgage, the answer is obviously no.  If the owner has a mortgage, by law the owner must pay the mortgage company when you pay your lease agreement.  In our contracts, if the owner misses just one payment you can pay the bank or lending institution directly so that no payments are missed. What lender wants to or will foreclose on a house where they are being paid every month on time? (none)

Question 2. >> If the price of the house goes down over the term of the lease, do I have to buy it?

Answer >> No, you can walk away at the end of the fulfilled lease with no foreclosure or credit reduction.

Question 3. >> Can I buy a house this way if I have had a bankruptcy or foreclosure?

Answer >> This is about the only way I can think of unless you have all cash to buy a home.  If you have or have had credit issues most will not qualify at the bank.

Question 4. >> Why isn’t everyone buying a house this way if it is so easy?

Answer >> Everyone has different circumstances. If you have cash, buy with cash. If you have a VA loan, buy with a VA loan. If you can obtain a mortgage, go get one. If you can not do any of the above, then this is a great way to buy a house, and thousands buy a home every year on a lease purchase or lease option just like this. It's simple, safe, and quick.

Question 5. >> Do I have to fix stuff if it breaks?

Answer >> Yes, you are buying the house. Do you call the bank when the light bulb needs changing, or if a window gets broken? No! Remember, with a lease purchase, you are a buyer, not a renter.

Question 6. >> How long does the entire process take?

Answer >> You can decide, but normally we can have you in a home in less than a week!

This is a safe, quick, and low cost way to buy a home today!

Hope this helps


Lease Purchase Testimonial

Skeptic at first, but after going through the entire process, I felt very comfortable and excited about using Mark and A O Home Solutions. I'm on my way to owning my home and not using the bank. Thanks Mark!   -Stewart Ussery

Happy Lease Purchase Referral

Mark was a pleasure to work with. He made getting our first home a simple, fun process. Thanks Mark!            -Amanda Blackburn


We provide Lease Purchase Homes,Rent to Own Homes, Owner Finance, Lease Purchase Homes, All over the Metro Atlanta Area. We have Lease Purchase Homes now in McDonough, Rent to Own Homes  in McDonough, Lease to Own Homes in McDonough, Hampton, Stockbridge, Locust Grove, with Ola Schools and Union Grove Schools,  Rent to Own houses in Atlanta, Lease Option homes in Atlanta, Rent, Lease and Purchase houses in and around Atlanta Real Estate.  Atlanta Lease Purchase Homes,  Lease Purchase Options, Lease Option Homes,  Rent to Own Homes in Covington Georgia, Rent to Own homes Conyers GA, Atlanta Lease Option houses, Lease Option Properties in Forest Park Georgia , Metro Atlanta Homes, Georgia Real Estate investments,  Lease Purchase Atlanta deals, Owner Finance deals and Options throughout Georgia, Various Lease Purchase Terms, Atlanta Ga Homes, Atlanta Lease Purchases, Atlanta Area Homes, Real Estate Homes, Lease Purchase Atlanta Programs, Lease purchase mcdonough, lease purchase locust grove programs,  lease purchase stockbridge, lease purchase covington, lease purchase ellenwood, lease purchase conley, lease purchase atlanta, lease purchase clayton, lease purchase riverdale, lease purchase stone mountain. In Short if you need a Home We have it or we can get it for you for less!

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